Wednesday, February 22, 2012
by Anita Johnston on 10/23/2010 08:14 PM
Homeowners insurance is a vital aspect to all homeowners, as the insurance will protect you in the case of a natural disaster, burglary, fire, or other terrible things that can occur in which you lose your home or your property.
read more...by Anita Johnston on 10/21/2010 08:35 PM
Today, all insurance companies are now looking at a person’s credit history before issuing home insurance. Honestly, this should not have anything to do with a person’s ability to have protection on their homes, but the new standard is still there.
read more...by Anita Johnston on 10/10/2010 12:03 PM
After purchasing a home, protecting that home is the most important thing a homeowner needs to do. The problem is that many homeowners do not even read their policy and just accept whatever their insurance agent tells them they need or they may even take the smallest amount of protection in order to save money. The problem is that they do not learn what this does until it is too late and they find themselves in trouble.
read more...by Anita Johnston on 10/02/2010 07:50 PM
The good news is that if you live in an area that is prone to flooding, the lending company will require you to purchase flood insurance. Banks realize that if you purchase a home in what is known as the 100-year flood plains, that you will have a chance that this 100-year span will occur during the time you are paying on the loan.
read more...by Anita Johnston on 08/29/2010 11:46 PM
Reading and understanding your home insurance is truly two different things all together it can be as complicated as brain surgery if you are not familiar with the wording and the various sections of the policy itself. This is a short crash course on the sections of the home insurance policy so you can grasp the information within your policy.
read more...by Anita Johnston on 08/29/2010 11:41 PM
You may not realize the importance of insuring your valuables and you may have your contents included with your home insurance. All home insurance policies cover the contents, but in some cases, the amount you will be given to replace lost items due to theft or a natural disaster may not cover expensive valuables.
read more...by Anita Johnston on 08/29/2010 11:38 PM
Almost every homeowner has a home insurance policy put up some place. This document is left unattended or unread for years without most homeowners even considering the policy from the time they purchase the insurance until a disaster occurs and then the sad truth is that the damages are not covered in their home insurance policy. One such natural disaster that is usually not included in a home insurance policy is damages done by flooding. This small exclusion can even include the bad luck of a pipe bursting in the middle of winter when the pipe freezes or if your washing machine or dishwasher breaks and pours water all over the kitchen or laundry room and out into the carpeted areas of your home.
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